As far as I can workout there are only two ways in this world that you can improve your personal financial postion.

1. Reduce your outgoings / spending.
2. Increase your incomings / earnings.

I know this seems obvious but its easy to forget why this is fundamental to success with online marketing programs.

Option 1 - Least risk, minimum gain, not available to every one, not desirable or plain boring.

Option 2 - Can be risky (depends greatly on the system chosen), substantial gains available, available to nearly everyone, desirable, most satisfying.

I'll take option 2 every time. The only things you need to be careful of is finding the right system for you, not spending out more than you can afford, not spending out more than you recieve (apart from some minimal startup costs) and using a reputable company to base your program on.